:root{
  --blue:#155eef;
  --orange:#ff7a18;
  --ink:#0b1b33;
  --muted:#61708a;
  --soft:#f5f7fb;
  --line:#dde5f0;
  --card:#ffffff;
  --green:#0f9f6e;
  --shadow:0 18px 55px rgba(11,27,51,.10);
  --radius:22px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;background:#fff;color:var(--ink);line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 36px));margin-inline:auto}
.top-strip{background:#0b1b33;color:#dce7ff;font-size:.92rem}
.top-strip .container{display:flex;justify-content:space-between;gap:16px;padding:8px 0;align-items:center;flex-wrap:wrap}
.top-strip a{text-decoration:underline;text-underline-offset:3px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(160%) blur(12px);border-bottom:1px solid rgba(221,229,240,.82)}
.navbar{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:14px 0}
.logo{display:flex;align-items:center;gap:12px;min-width:210px}
.logo img{width:225px;height:auto}
.nav-links{display:flex;gap:18px;align-items:center;font-weight:750;font-size:.95rem;color:#334155}
.nav-links a:hover{color:var(--blue)}
.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:10px 12px;font-weight:800;color:var(--ink)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:linear-gradient(135deg,var(--blue),#0d47b8);color:#fff;font-weight:850;border-radius:999px;padding:13px 20px;box-shadow:0 12px 28px rgba(21,94,239,.22);border:0;cursor:pointer;transition:transform .2s ease, box-shadow .2s ease}
.btn:hover{transform:translateY(-2px);box-shadow:0 16px 36px rgba(21,94,239,.27)}
.btn.orange{background:linear-gradient(135deg,var(--orange),#f05216);box-shadow:0 12px 28px rgba(255,122,24,.24)}
.btn.ghost{background:#fff;color:var(--blue);border:1px solid #cbd9ff;box-shadow:none}
.hero{padding:50px 0 34px;background:radial-gradient(circle at 20% 10%, #e8f0ff, transparent 35%),linear-gradient(180deg,#fff 0%,#f7f9fd 100%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:34px;align-items:center}
.kicker{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;background:#eaf1ff;color:#164ec0;border-radius:999px;font-size:.84rem;font-weight:900;letter-spacing:.02em;text-transform:uppercase}
h1{font-size:clamp(2.4rem,5vw,4.75rem);line-height:.98;margin:18px 0 18px;letter-spacing:-.055em}
h2{font-size:clamp(1.65rem,3vw,2.65rem);line-height:1.08;margin:0 0 16px;letter-spacing:-.035em}
h3{line-height:1.18;letter-spacing:-.02em;margin:0 0 10px}
p{margin:0 0 16px}.lead{font-size:1.16rem;color:#43536d;max-width:690px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.hero-card{background:#fff;padding:16px;border-radius:28px;box-shadow:var(--shadow);border:1px solid rgba(221,229,240,.75)}.hero-card img{border-radius:22px}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:24px}.trust-item{background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px}.trust-item strong{display:block;font-size:1.05rem}.trust-item span{font-size:.9rem;color:var(--muted)}
.section{padding:58px 0}.section.soft{background:var(--soft)}.section-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:24px}.section-head p{color:var(--muted);max-width:660px}.grid{display:grid;gap:22px}.grid.three{grid-template-columns:repeat(3,1fr)}.grid.four{grid-template-columns:repeat(4,1fr)}.grid.two{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 8px 32px rgba(11,27,51,.06);transition:transform .2s ease, box-shadow .2s ease}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card-body{padding:20px}.card img{aspect-ratio:16/10;object-fit:cover;width:100%}.tag{display:inline-block;background:#eef4ff;color:#155eef;padding:5px 9px;border-radius:999px;font-size:.78rem;font-weight:900;margin-bottom:10px;text-transform:uppercase;letter-spacing:.02em}.tag.orange{background:#fff2e8;color:#c84e0c}.tag.green{background:#eafaf3;color:#08784e}.meta{display:flex;gap:10px;align-items:center;color:#6b7890;font-size:.9rem;flex-wrap:wrap}.mini-link{font-weight:900;color:var(--blue)}.category-tile{position:relative;min-height:180px;padding:22px;border-radius:24px;background:#fff;border:1px solid var(--line);overflow:hidden}.category-tile:after{content:"";position:absolute;right:-40px;bottom:-60px;width:150px;height:150px;background:linear-gradient(135deg,var(--blue),var(--orange));opacity:.12;border-radius:50%}.category-tile .icon{font-size:2rem}.category-tile p{color:var(--muted)}
.feature{display:grid;grid-template-columns:.92fr 1.08fr;gap:28px;align-items:center}.feature img{border-radius:28px;box-shadow:var(--shadow)}.check-list{display:grid;gap:10px;margin:18px 0;padding:0;list-style:none}.check-list li{position:relative;padding-left:30px}.check-list li:before{content:"✓";position:absolute;left:0;top:0;background:#eafaf3;color:#08784e;border-radius:999px;width:22px;height:22px;display:grid;place-items:center;font-weight:900;font-size:.82rem}.newsletter{background:linear-gradient(135deg,#0b1b33,#155eef);color:#fff;border-radius:30px;padding:34px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}.newsletter p{color:#dce7ff}.newsletter form{display:flex;gap:10px;flex-wrap:wrap}.newsletter input{min-width:260px;border:0;border-radius:999px;padding:14px 17px;font:inherit}.site-footer{background:#081426;color:#d4def4;padding:44px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:26px}.footer-grid h4{color:#fff;margin:0 0 12px}.footer-grid a{display:block;margin:8px 0;color:#d4def4}.footer-grid a:hover{color:#fff;text-decoration:underline}.footer-logo{filter:brightness(0) invert(1);max-width:230px}.disclaimer{border-top:1px solid rgba(255,255,255,.14);margin-top:28px;padding-top:20px;font-size:.9rem;color:#aebddd}.page-hero{padding:44px 0;background:linear-gradient(180deg,#f7f9fd,#fff);border-bottom:1px solid var(--line)}.page-hero .container{display:grid;grid-template-columns:1fr .42fr;gap:28px;align-items:center}.page-hero img{border-radius:26px;box-shadow:var(--shadow)}.breadcrumb{font-weight:800;color:var(--blue);font-size:.92rem;margin-bottom:12px}.article-layout{display:grid;grid-template-columns:minmax(0, 1fr) 320px;gap:34px;align-items:start}.article-content{background:#fff;border:1px solid var(--line);border-radius:26px;padding:32px}.article-content h2{margin-top:28px}.article-content h2:first-child{margin-top:0}.article-content ul,.article-content ol{padding-left:24px}.article-content li{margin:8px 0}.sidebar{position:sticky;top:96px;display:grid;gap:18px}.side-card{border:1px solid var(--line);border-radius:22px;padding:20px;background:#fff;box-shadow:0 8px 28px rgba(11,27,51,.05)}.side-card h3{font-size:1.1rem}.table{width:100%;border-collapse:collapse;overflow:hidden;border-radius:18px}.table th,.table td{border-bottom:1px solid var(--line);padding:14px;text-align:left;vertical-align:top}.table th{background:#f7f9fd}.notice{background:#fff7ed;border:1px solid #fed7aa;color:#7c2d12;border-radius:18px;padding:16px}.contact-form{display:grid;gap:12px}.contact-form input,.contact-form textarea{width:100%;border:1px solid var(--line);border-radius:16px;padding:13px 14px;font:inherit}.contact-form textarea{min-height:140px}.pill-row{display:flex;gap:8px;flex-wrap:wrap}.pill{display:inline-flex;padding:7px 10px;border-radius:999px;border:1px solid var(--line);color:#43536d;font-weight:800;font-size:.87rem;background:#fff}.ad-note{font-size:.86rem;color:#6b7890;margin-top:10px}.hero-mini-logo{display:none}
@media(max-width:950px){.hero-grid,.feature,.article-layout,.page-hero .container{grid-template-columns:1fr}.sidebar{position:static}.grid.three,.grid.four{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.newsletter{grid-template-columns:1fr}.nav-links{display:none;position:absolute;inset:72px 18px auto 18px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:16px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:inline-flex}.header-cta{display:none}.trust-row{grid-template-columns:1fr}}
@media(max-width:640px){.grid.two,.grid.three,.grid.four{grid-template-columns:1fr}.top-strip .container{justify-content:center;text-align:center}.logo img{width:195px}.hero{padding-top:30px}.section{padding:42px 0}.section-head{display:block}.newsletter{padding:24px}.newsletter input{min-width:100%;width:100%}.footer-grid{grid-template-columns:1fr}.article-content{padding:22px}.page-hero img{display:none}}